Development of small enterprise is determinant to increase property and services' production, for the employment growth, for the spread of a work culture in a free society in which the raise of wealth could be used as a lever for an equal distribution of available resources.

The possibility in having access to the credit is an essential condition to develop the entrepreneurial system.

GAFIART intervenes as intermediary of guaranty, supporting enterprises with supplementary and integrative guaranties, in order to amplify their capacity in obtain banking funds, with the best market condition, to set aside for business projects.

Confidi Roma GAFIART was founded in 1991 on an initiative of Confartigianato, in order to assist enterprises in relations with the banking system.

GAFIART incorporates more than one thousand company in Rome and in Lazio Region.

The patrimonial fund's capacity make it possible for GAFIART to grant guaranties till the complete covering of credits granted to each firm, according to the new practices provided for by Basilea's internationale agreements.

This activity is carry on using a guaranty's system studied in order to meet Artigianato and microenterprises' requirements.

Confidi Roma GAFIART's work is assisting its incorporates in having access to the funds allocated by banks.

Services are carry out supporting companies, talking with the entrepreneur in order to understand his requirements, verifying the most opportune solutions, in relation to incentives provided by regional and european normatives.

Financial consulting and servicing could rely on a specialistic thirty-year experience that qualifies GAFIART as a point of professional excellence as regard as transparency, seriousness and competence.

Using a structure as GAFIART could be conveniente before the investiment indeed, to make an estimate of costs and benefits of funds.

During the first meeting you'll be interviewed by our consultant in order to understand all your financial needs: in this way, we'll be able to define an appropriate financial plan that will be showed and discussed with the entrepreneur himself. As you subscribe the credit request, GAFIART sets off an inquiry; therefore, a committee will examine the demand, prepare it and forward it to the selected bank. If the bank accepts your project (you should consider the 93% of the demands has a positive outcome), it will follow and control your plan monthly. Obviously, financing demands may be accepted, partially accepted or rejected: our philosophy is that we do not give "easy money". We want to estimate the company's entrepreneurial potentialities, but also its ability in facing financial troubles clearly and honestly. It's against our leading principles to finance sort-lived firms or such ones that have overdrawn accounts.